--- title: PAX Financial Blog | Darryl Lyons (2) description: CEO and co-founder of the PAX Financial Group, Darryl Lyons, has been a licensed professional in the financial services industry since 1999. (2) --- - [About PAX](https://paxfinancialgroup.com/about-pax/) - [Our Story](https://paxfinancialgroup.com/about-pax/our-story/) - [The PAX Financial Group Team](https://paxfinancialgroup.com/about-pax/our-team/) - [Awards and Recognition](https://paxfinancialgroup.com/about-pax/awards-and-recogitions/) - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you/) - [Contact Us](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Who We Serve](https://paxfinancialgroup.com/who-we-serve/) - [What We Do](https://paxfinancialgroup.com/what-we-do/) - [Services for Individuals](https://paxfinancialgroup.com/what-we-do/services-for-individuals/) - [Pivot Retirement Planning](https://paxfinancialgroup.com/what-we-do/pivot-retirement-planning/) - [Services for Employers](https://paxfinancialgroup.com/what-we-do/services-for-employers/) - [Insurance](https://paxfinancialgroup.com/what-we-do/insurance/) - [Resources](https://paxfinancialgroup.com/resources/) - [Blog](https://blog.paxfinancialgroup.com/) - [PAX Quick Guides](https://paxfinancialgroup.com/pax-quick-guides/) - [eBooks](https://paxfinancialgroup.com/ebooks/) - [PAX Videos](https://paxfinancialgroup.com/resources/pax-videos/) - [Books](https://paxfinancialgroup.com/resources/books/) - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam) - [Get Started](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Client Login](https://login.orionadvisor.com/login.html?g=bfb10d51-fc34-4f06-a8bc-53c5fb407eb8) [![PAXFinancialGroup](https://blog.paxfinancialgroup.com/hubfs/PAXFinancialGroup-Dec2017/Image/logo.png "PAXFinancialGroup")](http://www.paxfinancialgroup.com) # PAX Financial Blog ## Darryl Lyons ![Darryl Lyons](https://blog.paxfinancialgroup.com/hubfs/Darryl%20Lyons%20PAX.jpg) CEO and co-founder of the PAX Financial Group, Darryl Lyons, has been a licensed professional in the financial services industry since 1999. Find me on: ### Recent Posts [![man at desk reviewing spending habits](https://blog.paxfinancialgroup.com/hubfs/mindful%20spending%20PAX%20Financial%20Group%20TX.jpg)](https://blog.paxfinancialgroup.com/blog/how-to-practice-mindful-spending) [Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) [Coronavirus](https://blog.paxfinancialgroup.com/blog/tag/coronavirus) Oct 20th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [How to Practice Mindful Spending](https://blog.paxfinancialgroup.com/blog/how-to-practice-mindful-spending) [Read More](https://blog.paxfinancialgroup.com/blog/how-to-practice-mindful-spending) [![couple on couch looking at smart phone](https://blog.paxfinancialgroup.com/hubfs/retirement%20FOMO%20PAX%20Financial%20Group%20TX.jpg)](https://blog.paxfinancialgroup.com/blog/one-tip-that-can-help-you-avoid-retirement-fomo) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Oct 13th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [One Tip That Can Help You Avoid Retirement FOMO](https://blog.paxfinancialgroup.com/blog/one-tip-that-can-help-you-avoid-retirement-fomo) [Read More](https://blog.paxfinancialgroup.com/blog/one-tip-that-can-help-you-avoid-retirement-fomo) [![couple reviewing retirement paperwork](https://blog.paxfinancialgroup.com/hubfs/retirement%20planning%20group%20PAX%20San%20Antonio%20TX.jpg)](https://blog.paxfinancialgroup.com/blog/4-things-pre-retirees-worry-about-most-and-what-to-do-about-it) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Oct 5th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [4 Things Pre-Retirees Worry About Most – And What To Do About It](https://blog.paxfinancialgroup.com/blog/4-things-pre-retirees-worry-about-most-and-what-to-do-about-it) [Read More](https://blog.paxfinancialgroup.com/blog/4-things-pre-retirees-worry-about-most-and-what-to-do-about-it) [![stacks of money labeled savings and lifestyle](https://blog.paxfinancialgroup.com/hubfs/trusted%20financial%20advisor%20middle%20class%20income%20San%20Antonio%20Texas%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/can-i-be-financially-responsible-and-still-have-fun-follow-this-6-step-plan) [Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Sep 28th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [Can I Be Financially Responsible and Still Have Fun? Follow This 6-Step Plan](https://blog.paxfinancialgroup.com/blog/can-i-be-financially-responsible-and-still-have-fun-follow-this-6-step-plan) [Read More](https://blog.paxfinancialgroup.com/blog/can-i-be-financially-responsible-and-still-have-fun-follow-this-6-step-plan) [![](https://blog.paxfinancialgroup.com/hubfs/how%20to%20retire%20PAX%20Financial%20Group%20TX.jpg)](https://blog.paxfinancialgroup.com/blog/4-ways-to-retire-which-is-right-for-you) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) Sep 8th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [4 Ways to Retire: Which is Right for You?](https://blog.paxfinancialgroup.com/blog/4-ways-to-retire-which-is-right-for-you) [Read More](https://blog.paxfinancialgroup.com/blog/4-ways-to-retire-which-is-right-for-you) [![older gentleman worried over retirement documents](https://blog.paxfinancialgroup.com/hubfs/retirement%20checkup%20San%20Antonio%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/6-ways-retirement-can-surprise-you) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Sep 1st, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [6 Ways Retirement Can Surprise You](https://blog.paxfinancialgroup.com/blog/6-ways-retirement-can-surprise-you) [Read More](https://blog.paxfinancialgroup.com/blog/6-ways-retirement-can-surprise-you) [![man at table looking at computer screen](https://blog.paxfinancialgroup.com/hubfs/when%20should%20you%20talk%20to%20a%20financial%20advisor%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/4-common-diy-financial-mistakes-when-should-you-talk-to-a-financial-advisor) [Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Aug 17th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [4 Common DIY Financial Mistakes: When Should You Talk to a Financial Advisor?](https://blog.paxfinancialgroup.com/blog/4-common-diy-financial-mistakes-when-should-you-talk-to-a-financial-advisor) [Read More](https://blog.paxfinancialgroup.com/blog/4-common-diy-financial-mistakes-when-should-you-talk-to-a-financial-advisor) [![person checking boxes on a checklist](https://blog.paxfinancialgroup.com/hubfs/comprehensive%20financial%20planning%20checklist%20PAX%20Financial%20Group-1.jpg)](https://blog.paxfinancialgroup.com/blog/5-key-aspects-of-retirement-you-should-have-dialed-in-by-your-40s) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Aug 10th, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [5 Key Aspects of Retirement You Should Have Dialed in By Your 40s](https://blog.paxfinancialgroup.com/blog/5-key-aspects-of-retirement-you-should-have-dialed-in-by-your-40s) [Read More](https://blog.paxfinancialgroup.com/blog/5-key-aspects-of-retirement-you-should-have-dialed-in-by-your-40s) [![man and woman reviewing paperwork at table](https://blog.paxfinancialgroup.com/hubfs/when%20do%20you%20need%20a%20financial%20planner%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/what-is-a-trust-and-other-common-estate-planning-questions) [Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [estate planning](https://blog.paxfinancialgroup.com/blog/tag/estate-planning) Aug 3rd, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [What is a Trust? And Other Common Estate Planning Questions](https://blog.paxfinancialgroup.com/blog/what-is-a-trust-and-other-common-estate-planning-questions) [Read More](https://blog.paxfinancialgroup.com/blog/what-is-a-trust-and-other-common-estate-planning-questions) [![man in office reviewing paperwork](https://blog.paxfinancialgroup.com/hubfs/retirement%20planning%20group%20PAX%20Financial%20Group-1.jpg)](https://blog.paxfinancialgroup.com/blog/why-a-long-term-relationship-with-your-advisor-can-help-you-build-wealth) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) Jul 21st, 2020 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [Why a Long-Term Relationship with Your Advisor Can Help You Build Wealth](https://blog.paxfinancialgroup.com/blog/why-a-long-term-relationship-with-your-advisor-can-help-you-build-wealth) [Read More](https://blog.paxfinancialgroup.com/blog/why-a-long-term-relationship-with-your-advisor-can-help-you-build-wealth) [Previous](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons/page/1) [All posts](https://blog.paxfinancialgroup.com/blog/all) [Next](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons/page/3) ### GET THE PAX LATEST POSTS Keep updated on how the latest financial trends impact you. ### READY TO PIVOT TO YOUR BEST FUTURE? Schedule a free, no-strings-attached retirement checkup today. [Talk With Us](https://info.paxfinancialgroup.com/talk-with-pax-financial-group-for-your-free-financial-planning-consultation) #### POPULAR POSTS [![will estate PAX Financial ](https://blog.paxfinancialgroup.com/hubfs/will%20estate%20PAX%20Financial%20.jpg)](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio) # [Updating Your Will – 2 Things You Need to Talk About with Your Financial Planner San Antonio](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) June 18, 2018 [![investment risk assessment PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/investment%20risk%20assessment%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment) # [Two Things All Investors Should Do: Rethink ‘Market Crash’ and Take an Investment Risk Assessment](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) August 27, 2018 [![Faith Based Investing written on notebook](https://blog.paxfinancialgroup.com/hubfs/faith%20based%20investing%20financial%20planning%20San%20Antonio%20PAX.jpg)](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started) # [A Guide to Faith-Based Investing: 3 Steps to Getting Started](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) November 2, 2020 [![planned financial services sandwich generation PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/planned%20financial%20services%20sandwich%20generation%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation) # [Planned Financial Services for the Sandwich Generation](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) April 17, 2018 [![retirement planning buckets outlive your income PAX Financial](https://blog.paxfinancialgroup.com/hubfs/retirement%20planning%20buckets%20outlive%20your%20income%20PAX%20Financial.jpg)](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income) # [5 Steps to Help Ensure You Won’t Outlive Your Income](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) July 23, 2018 Created with Sketch. ### LEARN MORE - [About PAX Financial](https://paxfinancialgroup.com/about-pax/our-story/) - [Who We Serve](https://paxfinancialgroup.com/who-we-serve/) - [What We Do](https://paxfinancialgroup.com/what-we-do/) - [Keeping Your Money Protected](https://paxfinancialgroup.com/are-we-right-for-you/keeping-your-money-protected/) - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you/) - [Resources](https://paxfinancialgroup.com/resources/) - [Get Started](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam) - [Careers](http://paxfg.hrmdirect.com/employment/careers.php) - [Contact Us](https://paxfinancialgroup.com/connect-with-pax-financial-group/) ### ABOUT PAX With over 100 years of combined experience, San Antonio, Texas-based PAX Financial Group is passionate about helping you live the life of your dreams. We’re more than just financial advisors, we’re life advisors! Locally owned and independent, our advisors are deeply committed to helping you achieve your vision of financial success. We offer holistic financial assessments, investment management and insurance all in one place, with simple, all-inclusive pricing. [Talk to us](https://info.paxfinancialgroup.com/contact-us-pax-financial-group) ### CONTACT INFO ##### SAN ANTONIO OFFICE: **Address:** 270 N Loop 1604 E, Ste. 200 San Antonio, TX 78232 **Phone:** (210) 881-5700 **Fax:** (210) 881-5698 ##### ASHEVILLE NC REMOTE LOCATION **Phone:** (828) 333-5112 **Fax:** (210) 881-5698 - [twitter](https://twitter.com/paxfinancialgrp) - [facebook](https://www.facebook.com/paxfinancialgroup) - [linkedin](https://www.linkedin.com/company/27090846/) - Investment Advisory Services are offered through PAX Financial Group - [Website Disclosures](https://paxfinancialgroup.com/website-disclosures/) - [Privacy Policy](https://paxfinancialgroup.com/privacy-policy/) This site is published for residents of the United States only.  Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered or qualifies for an exemption or exclusion from registration requirements. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined.  Not all of the services referenced on this site are available in every state and through every advisor listed.  For additional information, please contact PAX Financial Group at 210-881-5700.