---
title: PAX Financial Blog  | holistic financial planning
description: holistic financial planning | Read PAX Financial's blog to stay current with personal finance issues that are important for your financial goals.
---

- [About PAX](https://paxfinancialgroup.com/about-pax/) 
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    - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam)
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# PAX Financial Blog

[![PAX Financial Group comprehensive financial planning checklist ](https://blog.paxfinancialgroup.com/hubfs/comprehensive%20financial%20planning%20checklist%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/a-comprehensive-financial-planning-checklist-for-the-new-coronavirus-environment)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [Coronavirus](https://blog.paxfinancialgroup.com/blog/tag/coronavirus)

 May 18th, 2020  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [A Comprehensive Financial Planning Checklist for the New Coronavirus Environment](https://blog.paxfinancialgroup.com/blog/a-comprehensive-financial-planning-checklist-for-the-new-coronavirus-environment)

[Read More](https://blog.paxfinancialgroup.com/blog/a-comprehensive-financial-planning-checklist-for-the-new-coronavirus-environment)

[![San Antonio retirement PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/San%20Antonio%20retirement%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/how-to-stay-calm-during-the-pandemic-and-focused-on-your-san-antonio-retirement)

[holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio) [Coronavirus](https://blog.paxfinancialgroup.com/blog/tag/coronavirus)

 May 11th, 2020  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [How to Stay Calm During the Pandemic and Focused on Your San Antonio Retirement](https://blog.paxfinancialgroup.com/blog/how-to-stay-calm-during-the-pandemic-and-focused-on-your-san-antonio-retirement)

[Read More](https://blog.paxfinancialgroup.com/blog/how-to-stay-calm-during-the-pandemic-and-focused-on-your-san-antonio-retirement)

[![Financial advisors for the rest of us PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/refinancing%20financial%20planners%20San%20Antonio%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/to-refi-or-not-to-refi-what-to-consider)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Feb 17th, 2020  by: [David Alvarez](https://blog.paxfinancialgroup.com/blog/author/david-alvarez)

## [To Refi or Not to Refi? What to Consider](https://blog.paxfinancialgroup.com/blog/to-refi-or-not-to-refi-what-to-consider)

[Read More](https://blog.paxfinancialgroup.com/blog/to-refi-or-not-to-refi-what-to-consider)

[![PAX Financial Group ](https://blog.paxfinancialgroup.com/hubfs/sudden%20wealth%20PAX%20financial%20group.jpg)](https://blog.paxfinancialgroup.com/blog/how-to-navigate-sudden-wealth-and-how-not-to)

[retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Jan 6th, 2020  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [How to Navigate Sudden Wealth … And How Not To](https://blog.paxfinancialgroup.com/blog/how-to-navigate-sudden-wealth-and-how-not-to)

[Read More](https://blog.paxfinancialgroup.com/blog/how-to-navigate-sudden-wealth-and-how-not-to)

[![financial planning checklist PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/financial%20planning%20checklist%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/your-7-step-annual-financial-planning-checklist)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Oct 21st, 2019  by: [David Alvarez](https://blog.paxfinancialgroup.com/blog/author/david-alvarez)

## [Your 7-Step Annual Financial Planning Checklist](https://blog.paxfinancialgroup.com/blog/your-7-step-annual-financial-planning-checklist)

[Read More](https://blog.paxfinancialgroup.com/blog/your-7-step-annual-financial-planning-checklist)

[![plan now retire happy PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/plan%20now%20retire%20happy%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/spending-time-with-family-plan-now-retire-happy)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Oct 7th, 2019  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [Spending Time with Family: Plan Now, Retire Happy](https://blog.paxfinancialgroup.com/blog/spending-time-with-family-plan-now-retire-happy)

[Read More](https://blog.paxfinancialgroup.com/blog/spending-time-with-family-plan-now-retire-happy)

[![how to structure your day in retirement work life balance PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/how%20to%20structure%20your%20day%20in%20retirement%20work%20life%20balance%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/work-life-balance-and-financial-planning)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Aug 12th, 2019  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [Work-Life Balance and Financial Planning](https://blog.paxfinancialgroup.com/blog/work-life-balance-and-financial-planning)

[Read More](https://blog.paxfinancialgroup.com/blog/work-life-balance-and-financial-planning)

[![adult peer pressure financial planning San Antonio PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/adult%20peer%20pressure%20financial%20planning%20San%20Antonio%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/how-to-combat-adult-peer-pressure-link-your-goals-to-your-budget)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Aug 5th, 2019  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [How to Combat Adult Peer Pressure: Link Your Goals to Your Budget](https://blog.paxfinancialgroup.com/blog/how-to-combat-adult-peer-pressure-link-your-goals-to-your-budget)

[Read More](https://blog.paxfinancialgroup.com/blog/how-to-combat-adult-peer-pressure-link-your-goals-to-your-budget)

[![how to emotionally prepare for retirement friends in retirement PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/how%20to%20emotionally%20prepare%20for%20retirement%20friends%20in%20retirement%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/how-to-emotionally-prepare-for-retirement-why-friends-may-be-the-key)

[retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [PIVOT](https://blog.paxfinancialgroup.com/blog/tag/pivot) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Jul 23rd, 2019  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [How to Emotionally Prepare for Retirement – Why Friends May Be the Key](https://blog.paxfinancialgroup.com/blog/how-to-emotionally-prepare-for-retirement-why-friends-may-be-the-key)

[Read More](https://blog.paxfinancialgroup.com/blog/how-to-emotionally-prepare-for-retirement-why-friends-may-be-the-key)

[![budgeting Antonio financial group PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/budgeting%20Antonio%20financial%20group%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/8-budgeting-tips-to-help-you-stay-on-track)

[Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [holistic financial planning](https://blog.paxfinancialgroup.com/blog/tag/holistic-financial-planning) [financial advisor San Antonio](https://blog.paxfinancialgroup.com/blog/tag/financial-advisor-san-antonio)

 Jul 15th, 2019  by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)

## [8 Budgeting Tips to Help You Stay on Track](https://blog.paxfinancialgroup.com/blog/8-budgeting-tips-to-help-you-stay-on-track)

[Read More](https://blog.paxfinancialgroup.com/blog/8-budgeting-tips-to-help-you-stay-on-track)

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### GET THE PAX LATEST POSTS

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[Talk With Us](https://info.paxfinancialgroup.com/talk-with-pax-financial-group-for-your-free-financial-planning-consultation)

#### POPULAR POSTS

[![will estate PAX Financial ](https://blog.paxfinancialgroup.com/hubfs/will%20estate%20PAX%20Financial%20.jpg)](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio)

# [Updating Your Will – 2 Things You Need to Talk About with Your Financial Planner San Antonio](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio)

 by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)  June 18, 2018

[![investment risk assessment PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/investment%20risk%20assessment%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment)

# [Two Things All Investors Should Do: Rethink ‘Market Crash’ and Take an Investment Risk Assessment](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment)

 by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)  August 27, 2018

[![Faith Based Investing written on notebook](https://blog.paxfinancialgroup.com/hubfs/faith%20based%20investing%20financial%20planning%20San%20Antonio%20PAX.jpg)](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started)

# [A Guide to Faith-Based Investing: 3 Steps to Getting Started](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started)

 by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)  November 2, 2020

[![planned financial services sandwich generation PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/planned%20financial%20services%20sandwich%20generation%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation)

# [Planned Financial Services for the Sandwich Generation](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation)

 by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)  April 17, 2018

[![retirement planning buckets outlive your income PAX Financial](https://blog.paxfinancialgroup.com/hubfs/retirement%20planning%20buckets%20outlive%20your%20income%20PAX%20Financial.jpg)](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income)

# [5 Steps to Help Ensure You Won’t Outlive Your Income](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income)

 by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons)  July 23, 2018

Created with Sketch.

### LEARN MORE

- [About PAX Financial](https://paxfinancialgroup.com/about-pax/our-story/)
- [Who We Serve](https://paxfinancialgroup.com/who-we-serve/)
- [What We Do](https://paxfinancialgroup.com/what-we-do/)
- [Keeping Your Money Protected](https://paxfinancialgroup.com/are-we-right-for-you/keeping-your-money-protected/)
- [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you/)
- [Resources](https://paxfinancialgroup.com/resources/)
- [Get Started](https://paxfinancialgroup.com/connect-with-pax-financial-group/)
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### ABOUT PAX

With over 100 years of combined experience, San Antonio, Texas-based PAX Financial Group is passionate about helping you live the life of your dreams. We’re more than just financial advisors, we’re life advisors! Locally owned and independent, our advisors are deeply committed to helping you achieve your vision of financial success. We offer holistic financial assessments, investment management and insurance all in one place, with simple, all-inclusive pricing.

[Talk to us](https://info.paxfinancialgroup.com/contact-us-pax-financial-group)

### CONTACT INFO

##### SAN ANTONIO OFFICE:

**Address:**

270 N Loop 1604 E, Ste. 200   
 San Antonio, TX 78232

**Phone:**

(210) 881-5700

**Fax:**

(210) 881-5698

##### ASHEVILLE NC REMOTE LOCATION

**Phone:**

(828) 333-5112

**Fax:**

(210) 881-5698

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This site is published for residents of the United States only.  Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered or qualifies for an exemption or exclusion from registration requirements. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined.  Not all of the services referenced on this site are available in every state and through every advisor listed.  For additional information, please contact PAX Financial Group at 210-881-5700.