--- title: PAX Financial Blog | PIVOT description: PIVOT | Read PAX Financial's blog to stay current with personal finance issues that are important for your financial goals. --- - [About PAX](https://paxfinancialgroup.com/about-pax/) - [Our Story](https://paxfinancialgroup.com/about-pax/our-story/) - [The PAX Financial Group Team](https://paxfinancialgroup.com/about-pax/our-team/) - [Awards and Recognition](https://paxfinancialgroup.com/about-pax/awards-and-recogitions/) - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you/) - [Contact Us](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Who We Serve](https://paxfinancialgroup.com/who-we-serve/) - [What We Do](https://paxfinancialgroup.com/what-we-do/) - [Services for Individuals](https://paxfinancialgroup.com/what-we-do/services-for-individuals/) - [Pivot Retirement Planning](https://paxfinancialgroup.com/what-we-do/pivot-retirement-planning/) - [Services for Employers](https://paxfinancialgroup.com/what-we-do/services-for-employers/) - [Insurance](https://paxfinancialgroup.com/what-we-do/insurance/) - [Resources](https://paxfinancialgroup.com/resources/) - [Blog](https://blog.paxfinancialgroup.com/) - [PAX Quick Guides](https://paxfinancialgroup.com/pax-quick-guides/) - [eBooks](https://paxfinancialgroup.com/ebooks/) - [PAX Videos](https://paxfinancialgroup.com/resources/pax-videos/) - [Books](https://paxfinancialgroup.com/resources/books/) - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam) - [Get Started](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Client Login](https://login.orionadvisor.com/login.html?g=bfb10d51-fc34-4f06-a8bc-53c5fb407eb8) [![PAXFinancialGroup](https://blog.paxfinancialgroup.com/hubfs/PAXFinancialGroup-Dec2017/Image/logo.png "PAXFinancialGroup")](http://www.paxfinancialgroup.com) # PAX Financial Blog [![Social Security workshops classes on retirement planning PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/Social%20Security%20workshops%20classes%20on%20retirement%20planning%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/classes-on-retirement-planning-can-be-a-huge-help) [News](https://blog.paxfinancialgroup.com/blog/tag/news) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [PIVOT](https://blog.paxfinancialgroup.com/blog/tag/pivot) [Social Security](https://blog.paxfinancialgroup.com/blog/tag/social-security) Sep 30th, 2019 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## 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[How To Fund Your Dream Life In 6 Simple Steps](https://blog.paxfinancialgroup.com/blog/how-to-fund-your-dream-life-in-6-simple-steps) [Read More](https://blog.paxfinancialgroup.com/blog/how-to-fund-your-dream-life-in-6-simple-steps) [![Social Security event financial advisor San Antonio PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/Social%20Security%20event%20financial%20advisor%20San%20Antonio%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/4-events-that-can-help-you-prepare-for-a-better-future) [News](https://blog.paxfinancialgroup.com/blog/tag/news) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [PIVOT](https://blog.paxfinancialgroup.com/blog/tag/pivot) Apr 15th, 2019 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## [4 Events That Can Help You Prepare for a Better Future](https://blog.paxfinancialgroup.com/blog/4-events-that-can-help-you-prepare-for-a-better-future) [Read More](https://blog.paxfinancialgroup.com/blog/4-events-that-can-help-you-prepare-for-a-better-future) [![millionaire financial planner San Antonio PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/millionaire%20financial%20planner%20San%20Antonio%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/whos-the-modern-day-millionaire-insights-from-a-financial-planner-san-antonio) [Financial Planning](https://blog.paxfinancialgroup.com/blog/tag/financial-planning) [retirement](https://blog.paxfinancialgroup.com/blog/tag/retirement) [PIVOT](https://blog.paxfinancialgroup.com/blog/tag/pivot) Feb 25th, 2019 by: [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) ## 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[Talk With Us](https://info.paxfinancialgroup.com/talk-with-pax-financial-group-for-your-free-financial-planning-consultation) #### POPULAR POSTS [![will estate PAX Financial ](https://blog.paxfinancialgroup.com/hubfs/will%20estate%20PAX%20Financial%20.jpg)](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio) # [Updating Your Will – 2 Things You Need to Talk About with Your Financial Planner San Antonio](https://blog.paxfinancialgroup.com/blog/updating-your-will-2-things-you-need-to-talk-about-with-your-financial-planner-san-antonio) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) June 18, 2018 [![investment risk assessment PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/investment%20risk%20assessment%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment) # [Two Things All Investors Should Do: Rethink ‘Market Crash’ and Take an Investment Risk Assessment](https://blog.paxfinancialgroup.com/blog/two-things-all-investors-should-do-rethink-market-crash-and-take-an-investment-risk-assessment) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) August 27, 2018 [![Faith Based Investing written on notebook](https://blog.paxfinancialgroup.com/hubfs/faith%20based%20investing%20financial%20planning%20San%20Antonio%20PAX.jpg)](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started) # [A Guide to Faith-Based Investing: 3 Steps to Getting Started](https://blog.paxfinancialgroup.com/blog/a-guide-to-faith-based-investing-3-steps-to-getting-started) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) November 2, 2020 [![planned financial services sandwich generation PAX Financial Group](https://blog.paxfinancialgroup.com/hubfs/planned%20financial%20services%20sandwich%20generation%20PAX%20Financial%20Group.jpg)](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation) # [Planned Financial Services for the Sandwich Generation](https://blog.paxfinancialgroup.com/blog/planned-financial-services-for-the-sandwich-generation) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) April 17, 2018 [![retirement planning buckets outlive your income PAX Financial](https://blog.paxfinancialgroup.com/hubfs/retirement%20planning%20buckets%20outlive%20your%20income%20PAX%20Financial.jpg)](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income) # [5 Steps to Help Ensure You Won’t Outlive Your Income](https://blog.paxfinancialgroup.com/blog/5-steps-to-help-ensure-you-wont-outlive-your-income) by [Darryl Lyons](https://blog.paxfinancialgroup.com/blog/author/darryl-lyons) July 23, 2018 Created with Sketch. ### LEARN MORE - [About PAX Financial](https://paxfinancialgroup.com/about-pax/our-story/) - [Who We Serve](https://paxfinancialgroup.com/who-we-serve/) - [What We Do](https://paxfinancialgroup.com/what-we-do/) - [Keeping Your Money Protected](https://paxfinancialgroup.com/are-we-right-for-you/keeping-your-money-protected/) - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you/) - [Resources](https://paxfinancialgroup.com/resources/) - [Get Started](https://paxfinancialgroup.com/connect-with-pax-financial-group/) - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam) - [Careers](http://paxfg.hrmdirect.com/employment/careers.php) - [Contact Us](https://paxfinancialgroup.com/connect-with-pax-financial-group/) ### ABOUT PAX With over 100 years of combined experience, San Antonio, Texas-based PAX Financial Group is passionate about helping you live the life of your dreams. We’re more than just financial advisors, we’re life advisors! Locally owned and independent, our advisors are deeply committed to helping you achieve your vision of financial success. We offer holistic financial assessments, investment management and insurance all in one place, with simple, all-inclusive pricing. [Talk to us](https://info.paxfinancialgroup.com/contact-us-pax-financial-group) ### CONTACT INFO ##### SAN ANTONIO OFFICE: **Address:** 270 N Loop 1604 E, Ste. 200 San Antonio, TX 78232 **Phone:** (210) 881-5700 **Fax:** (210) 881-5698 ##### ASHEVILLE NC REMOTE LOCATION **Phone:** (828) 333-5112 **Fax:** (210) 881-5698 - [twitter](https://twitter.com/paxfinancialgrp) - [facebook](https://www.facebook.com/paxfinancialgroup) - [linkedin](https://www.linkedin.com/company/27090846/) - Investment Advisory Services are offered through PAX Financial Group - [Website Disclosures](https://paxfinancialgroup.com/website-disclosures/) - [Privacy Policy](https://paxfinancialgroup.com/privacy-policy/) This site is published for residents of the United States only.  Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered or qualifies for an exemption or exclusion from registration requirements. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined.  Not all of the services referenced on this site are available in every state and through every advisor listed.  For additional information, please contact PAX Financial Group at 210-881-5700.