---
title: PAX Financial Blog | Financial Planning (12)
description: Financial Planning | Read PAX Financial's blog to stay current with personal finance issues that are important for your financial goals. (12)
---

- [About PAX](https://paxfinancialgroup.com/about-pax/) 
    - [About PAX](https://paxfinancialgroup.com/about-pax/)
    - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you-pax-financial-group/)
    - [Awards and Recognition](https://paxfinancialgroup.com/about-pax/awards-and-recognition/)
    - [Our Team](https://paxfinancialgroup.com/about-pax/our-team/)
- [What We Do](https://paxfinancialgroup.com/what-we-do/) 
    - [What We Do](https://paxfinancialgroup.com/what-we-do/)
    - [Financial Planning](https://paxfinancialgroup.com/financial-planning/)
    - [Investment Management](https://paxfinancialgroup.com/investment-management/)
    - [Retirement Planning](https://paxfinancialgroup.com/retirement-planning/)
    - [Retirement Plans for Business Owners](https://paxfinancialgroup.com/retirement-plans-for-business-owners/)
    - [Insurance](https://paxfinancialgroup.com/insurance/)
- [Who We Serve](https://paxfinancialgroup.com/who-we-serve/)
- [Resources](https://paxfinancialgroup.com/resources/) 
    - [Resources](https://paxfinancialgroup.com/resources/)
    - [Blog](https://blog.paxfinancialgroup.com/)
    - [Podcasts](https://paxfinancialgroup.com/podcasts/)
    - [PAX Videos](https://paxfinancialgroup.com/resources/pax-videos/)
    - [eBooks](https://paxfinancialgroup.com/ebooks/)
    - [Books](https://paxfinancialgroup.com/resources/books/)
    - [Quick Guides](https://paxfinancialgroup.com/pax-quick-guides/)
    - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam)
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- [About PAX](https://paxfinancialgroup.com/about-pax/) 
    - [About PAX](https://paxfinancialgroup.com/about-pax/)
    - [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you-pax-financial-group/)
    - [Awards and Recognition](https://paxfinancialgroup.com/about-pax/awards-and-recognition/)
    - [Our Team](https://paxfinancialgroup.com/about-pax/our-team/)
- [What We Do](https://paxfinancialgroup.com/what-we-do/) 
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    - [Financial Planning](https://paxfinancialgroup.com/financial-planning/)
    - [Investment Management](https://paxfinancialgroup.com/investment-management/)
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    - [Retirement Plans for Business Owners](https://paxfinancialgroup.com/retirement-plans-for-business-owners/)
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- [Contact Us](https://info.paxfinancialgroup.com/contact-us-pax-financial-group)
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- [About PAX](https://paxfinancialgroup.com/about-pax/) 
    - [About PAX](https://paxfinancialgroup.com/about-pax/)
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- [What We Do](https://paxfinancialgroup.com/what-we-do/) 
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    - [Financial Planning](https://paxfinancialgroup.com/financial-planning/)
    - [Investment Management](https://paxfinancialgroup.com/investment-management/)
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    - [Retirement Plans for Business Owners](https://paxfinancialgroup.com/retirement-plans-for-business-owners/)
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- [Who We Serve](https://paxfinancialgroup.com/who-we-serve/)
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    - [Payments](https://secure.bluepay.com/interfaces/shpf?SHPF_FORM_ID=mobileform01D&SHPF_ACCOUNT_ID=100724655456&SHPF_TPS_DEF=SHPF%5FFORM%5FID%20SHPF%5FACCOUNT%5FID%20DBA%20TAMPER%5FPROOF%5FSEAL%20AMEX%5FIMAGE%20DISCOVER%5FIMAGE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20SHPF%5FTPS%5FDEF%20CUSTOM%5FHTML%20SHPF%5FTPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&SHPF_TPS_HASH_TYPE=HMAC%5FSHA512&SHPF_TPS=d5080ea6f79b50c4e49eb8b732c06ed9a9ceccf482e9d2858b38e10409c48cae2113c955723aabea8ea9306624acc3ec85af973afa52af67b280c4efc6f41d93&MODE=LIVE&TRANSACTION_TYPE=SALE&DBA=PAX%20Financial%20Group&AMOUNT=&TAMPER_PROOF_SEAL=acec80a3aacdad7f9ea894fb26f1e93884dc837d9bd8259ef407546e220a9b603da4b9b9f252d12b88e0bd66f8e8be12c05eb44f843b901406e4a51e3da13026&CUSTOM_ID=&CUSTOM_ID2=&REBILLING=0&REB_CYCLES=&REB_AMOUNT=&REB_EXPR=&REB_FIRST_DATE=&AMEX_IMAGE=amex%2Egif&DISCOVER_IMAGE=discvr%2Egif&REDIRECT_URL=https%3A%2F%2Fsecure%2Ebluepay%2Ecom%2Finterfaces%2Fshpf%3FSHPF%5FFORM%5FID%3Dmobileresult01%26SHPF%5FACCOUNT%5FID%3D100724655456%26SHPF%5FTPS%5FDEF%3DSHPF%255FACCOUNT%255FID%2520SHPF%255FFORM%255FID%2520RETURN%255FURL%2520DBA%2520AMEX%255FIMAGE%2520DISCOVER%255FIMAGE%2520SHPF%255FTPS%255FDEF%2520SHPF%255FTPS%255FHASH%255FTYPE%26SHPF%5FTPS%5FHASH%5FTYPE%3DHMAC%255FSHA512%26SHPF%5FTPS%3Dd488c2e90342636299786ebcd52a22e4b8c1d94e333a03fd781cde6ce343e2005d461985931f1c208376fe866b45b6e651d1f1e747766d3ade198a4513fababb%26RETURN%5FURL%3D%26DBA%3DPAX%2520Financial%2520Group%26AMEX%5FIMAGE%3Damex%252Egif%26DISCOVER%5FIMAGE%3Ddiscvr%252Egif&TPS_DEF=MERCHANT%20APPROVED%5FURL%20DECLINED%5FURL%20MISSING%5FURL%20MODE%20TRANSACTION%5FTYPE%20TPS%5FDEF%20TPS%5FHASH%5FTYPE%20REBILLING%20REB%5FCYCLES%20REB%5FAMOUNT%20REB%5FEXPR%20REB%5FFIRST%5FDATE&TPS_HASH_TYPE=HMAC%5FSHA512&CUSTOM_HTML=&CARD_TYPES=vi%2Dmc%2Ddi%2Dam)
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- [Client Relationship Summary](https://paxfinancialgroup.com/wp-content/uploads/2023/04/PAX-Form-CRS_03.30.2023.pdf)

# Our PAX Financial Blog

Posts about

# Financial Planning (12)

<https://blog.paxfinancialgroup.com/8-budgeting-tips-to-help-you-stay-on-track>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [holistic financial planning](https://blog.paxfinancialgroup.com/tag/holistic-financial-planning), [financial advisor San Antonio](https://blog.paxfinancialgroup.com/tag/financial-advisor-san-antonio)

## [8 Budgeting Tips to Help You Stay on Track](https://blog.paxfinancialgroup.com/8-budgeting-tips-to-help-you-stay-on-track)

 Making and maintaining a budget is an essential part of a healthy financial life. If you struggle...

 5 minute read

[Read More](https://blog.paxfinancialgroup.com/8-budgeting-tips-to-help-you-stay-on-track)

<https://blog.paxfinancialgroup.com/another-update-from-pax-financial-group>

[Insider](https://blog.paxfinancialgroup.com/tag/insider), [News](https://blog.paxfinancialgroup.com/tag/news), [Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning)

## [Another Update from PAX Financial Group](https://blog.paxfinancialgroup.com/another-update-from-pax-financial-group)

 There’s been a lot of financial talk lately. If you’ve read the headlines recently, watched the...

 3 minute read

[Read More](https://blog.paxfinancialgroup.com/another-update-from-pax-financial-group)

<https://blog.paxfinancialgroup.com/do-you-have-an-emergency-fund>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [retirement](https://blog.paxfinancialgroup.com/tag/retirement), [holistic financial planning](https://blog.paxfinancialgroup.com/tag/holistic-financial-planning)

## [Do You Have an Emergency Fund?](https://blog.paxfinancialgroup.com/do-you-have-an-emergency-fund)

 If you’ve never had a financial emergency come up at a really inconvenient time, you’re in the...

 4 minute read

[Read More](https://blog.paxfinancialgroup.com/do-you-have-an-emergency-fund)

<https://blog.paxfinancialgroup.com/how-to-transition-into-retirement-on-the-top-of-a-bull-market>

[News](https://blog.paxfinancialgroup.com/tag/news), [Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [retirement](https://blog.paxfinancialgroup.com/tag/retirement)

## [How to Transition into Retirement on the Top of a Bull Market](https://blog.paxfinancialgroup.com/how-to-transition-into-retirement-on-the-top-of-a-bull-market)

 Volatility is easily the most misunderstood part of investing. When the market is too volatile,...

 4 minute read

[Read More](https://blog.paxfinancialgroup.com/how-to-transition-into-retirement-on-the-top-of-a-bull-market)

<https://blog.paxfinancialgroup.com/where-are-we-headed-pax-financial-group-looks-at-the-future>

[News](https://blog.paxfinancialgroup.com/tag/news), [Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [financial advisor San Antonio](https://blog.paxfinancialgroup.com/tag/financial-advisor-san-antonio)

## [Where Are We Headed? PAX Financial Group Looks at the Future](https://blog.paxfinancialgroup.com/where-are-we-headed-pax-financial-group-looks-at-the-future)

 Can you believe we’re already more than one-quarter of the way through 2019? Time flies!

 3 minute read

[Read More](https://blog.paxfinancialgroup.com/where-are-we-headed-pax-financial-group-looks-at-the-future)

<https://blog.paxfinancialgroup.com/why-pax-financial-group-suggests-creating-a-virtual-vault>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning)

## [Why PAX Financial Group Suggests Creating a Virtual Vault](https://blog.paxfinancialgroup.com/why-pax-financial-group-suggests-creating-a-virtual-vault)

 Safe deposit boxes in financial institutions, bank vaults and home safes have long been used to...

 4 minute read

[Read More](https://blog.paxfinancialgroup.com/why-pax-financial-group-suggests-creating-a-virtual-vault)

<https://blog.paxfinancialgroup.com/first-quarter-update-pax-talks-investments-the-stock-market-and-the-economy>

[News](https://blog.paxfinancialgroup.com/tag/news), [Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [holistic financial planning](https://blog.paxfinancialgroup.com/tag/holistic-financial-planning)

## [First Quarter Update: PAX Talks Investments, Stock Market and Economy](https://blog.paxfinancialgroup.com/first-quarter-update-pax-talks-investments-the-stock-market-and-the-economy)

 After talking with Doug Richardson, one of PAX Financial Group’s Certified Financial Planners...

 4 minute read

[Read More](https://blog.paxfinancialgroup.com/first-quarter-update-pax-talks-investments-the-stock-market-and-the-economy)

<https://blog.paxfinancialgroup.com/helpful-tips-to-establishing-a-charitable-giving-plan>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [retirement](https://blog.paxfinancialgroup.com/tag/retirement), [holistic financial planning](https://blog.paxfinancialgroup.com/tag/holistic-financial-planning)

## [Helpful Tips to Establishing a Charitable Giving Plan](https://blog.paxfinancialgroup.com/helpful-tips-to-establishing-a-charitable-giving-plan)

 In this space, we regularly discuss common concerns, fears and worries when it comes to...

 5 minute read

[Read More](https://blog.paxfinancialgroup.com/helpful-tips-to-establishing-a-charitable-giving-plan)

<https://blog.paxfinancialgroup.com/tips-to-paying-off-debt-early-pax-financial-group-answers-common-questions>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning), [retirement](https://blog.paxfinancialgroup.com/tag/retirement), [holistic financial planning](https://blog.paxfinancialgroup.com/tag/holistic-financial-planning)

## [Tips to Paying off Debt Early – PAX Financial Group Answers Common Questions](https://blog.paxfinancialgroup.com/tips-to-paying-off-debt-early-pax-financial-group-answers-common-questions)

 At PAX Financial Group, we obviously get a lot of questions about Social Security, estate planning...

 5 minute read

[Read More](https://blog.paxfinancialgroup.com/tips-to-paying-off-debt-early-pax-financial-group-answers-common-questions)

<https://blog.paxfinancialgroup.com/professional-tax-guidance-4-ways-a-financial-advisor-can-help>

[Financial Planning](https://blog.paxfinancialgroup.com/tag/financial-planning)

## [Professional Tax Guidance: 4 Ways a Financial Advisor Can Help](https://blog.paxfinancialgroup.com/professional-tax-guidance-4-ways-a-financial-advisor-can-help)

 Taxes seem to be on everyone’s mind this time of year, but professional tax planning and the...

 5 minute read

[Read More](https://blog.paxfinancialgroup.com/professional-tax-guidance-4-ways-a-financial-advisor-can-help)

[Prev](https://blog.paxfinancialgroup.com/tag/financial-planning/page/11) [10](https://blog.paxfinancialgroup.com/tag/financial-planning/page/10) [11](https://blog.paxfinancialgroup.com/tag/financial-planning/page/11) [12](https://blog.paxfinancialgroup.com/tag/financial-planning/page/12) [13](https://blog.paxfinancialgroup.com/tag/financial-planning/page/13) [14](https://blog.paxfinancialgroup.com/tag/financial-planning/page/14) [Next](https://blog.paxfinancialgroup.com/tag/financial-planning/page/13)

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- [Are We Right For You?](https://paxfinancialgroup.com/are-we-right-for-you-pax-financial-group/?__hstc=131111376.f3632ffd7d828055a7088b1f5d95075e.1681103744882.1681103744882.1681103744882.1&__hssc=131111376.1.1681103744883&__hsfp=32358173)
- [Our Team](https://paxfinancialgroup.com/about-pax/our-team/?__hstc=131111376.f3632ffd7d828055a7088b1f5d95075e.1681103744882.1681103744882.1681103744882.1&__hssc=131111376.1.1681103744883&__hsfp=32358173)

#### About PAX Financial Group

With over 100 years of combined experience, San Antonio, Texas-based PAX Financial Group is passionate about helping you live the life of your dreams. We’re more than just financial advisors, we’re life advisors! Locally owned and independent, our advisors are deeply committed to helping you achieve your vision of financial success. We offer holistic financial assessments, investment management and insurance all in one place, with simple, all-inclusive pricing.

[Talk To Us](https://info.paxfinancialgroup.com/contact-us-pax-financial-group)

Contact Info

##### San Antonio Office:

| Address: | 270 N Loop 1604 E, Ste. 200 San Antonio, TX 78232 |
| --- | --- |
| Phone: | [(210) 881-5700](tel:(210)8815700) |
| Fax: | [(210) 881-5698](tel:(210)8815698) |

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Investment Advisory Services are offered through PAX Financial Group

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